Platinum Mortgage Solutions, 3 New Road, Chippenham, Wiltshire, SN15 1EJ
Telephone. 01249 569 069 --- Email. office@platinumadvice.co.uk
 
Your home may be repossessed if you do not keep up repayments on your mortgage.



Buying a house is one of the most important purchases you will make. At Platinum Mortgage Solutions we know that buying a home for the first time can be an intimidating process with many questions needing answered...

How much can I borrow? What will the repayments be? What fees do I need to pay? What if I don’t have a deposit?
Our advisors will talk you through the financial aspects of the buying process and provide you with advice from the whole mortgage market to find you the best mortgage
suited to your circumstances.

Deposit
Currently mortgage lenders will lend up to 95% of the value or purchase price, whichever is the lower. This means that you will be required to put 5% deposit down and the more deposit you can produce the better deal lenders will offer.

Don’t worry if you can’t produce this size of deposit, Platinum Mortgage Solutions can look at alternative ways of getting you on the property ladder which include:

Shared Equity
Shared Ownership

How much can I borrow?
The majority of mortgage lenders will calculate how much they will lend based on affordability where they analyse your monthly income and expenditure. Platinum Mortgage Solutions can obtain an accurate borrowing figure based on your circumstances.

Solicitor
Buying your first property is probably the first time many clients have ever needed a solicitor. Our advisors can provide you with a solicitor who offers very competitive legal fees when you arrange your mortgage with Platinum Mortgage Solutions.



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Platinum Mortgage Solutions is a trading style of Stuart Gilbert who is an appointed representative of Intrinsic Mortgage Planning Limited and of Intrinsic Financial Planning Limited who are authorised and regulated by the Financial Conduct Authority.

Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited are entered on the FCA Register (www.fca.org.uk/register) under reference 440703 and 440718.

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

Most buy to let mortgages are not regulated by the Financial Conduct Authority.